17+ hour, 27+ min ago   (1033+ words) DSCR and investor loan lock volume skyrocketed 130% between January 2022 and August 2026, becoming the primary growth engine for the non-QM market. The loan's structure makes it uniquely vulnerable to bad actors, with fraud risk indicators now firing on 1 in 44 investment property…...

1+ day, 19+ hour ago   (455+ words) A shareholder filed a derivative lawsuit in Washington, alleging Zillow’s $100 million Redfin deal created antitrust risk and misled investors. The suit cites alleged insider sales of $81 million and seeks damages plus governance changes. AI Summary While Zillow may no longer…...

3+ day, 42+ min ago   (835+ words) Existing home sales fell 2% month over month in August to a 3.98 million annual rate, down 1.2% year over year. Inventory rose to 1.62 million units and months of supply increased to 4.9, while the median price rose 1.6% to $429,100. AI Summary Existing home sales…...

2+ day, 22+ hour ago   (707+ words) ‘It’s in the interests of the blinded to keep others blind’ paraphrases a keen remark near the end of Rev. Robert Barron’s video here. Barron’s remark reminds thinkers of author Upton Sinclair’s insight: “It is difficult to get a man…...

2+ day, 20+ hour ago   (1623+ words) StyleCraft Builders CEO Doug French argues the current market is exposing execution gaps that strong demand once masked. He says the focus is on repeatable fundamentals, including on-time delivery, tighter variances, more targeted incentives, and land plays in smaller pocket…...

2+ day, 20+ hour ago   (823+ words) Fannie Mae and Freddie Mac released official LLPA grids for Classic FICO and VantageScore 4.0 as FHFA opened VantageScore delivery to all lenders. The GSEs apply VantageScore pricing at a bucket that's 20 points higher than FICO, and third-party analyses find borrower…...

2+ day, 23+ hour ago   (553+ words) ICE Mortgage Monitor data shows U.S. property insurance costs hit a record in Q2 2026, averaging $209 a month, or 9.6% of the mortgage payment. Costs rose 1.8% from Q1 and 8.7% year over year, with coverage limits driving most of the annual increase. AI Summary Property insurance…...

3+ day, 19+ min ago   (242+ words) The 7% mortgage rate threshold broke as the 10-year yield increased to 4.92% and WTI oil moved above $100. Low jobless claims and a 4.1% unemployment rate are keeping pressure on rates by supporting a more hawkish Fed outlook. AI Summary As labor force…...

3+ day, 3+ hour ago   (305+ words) Rocket Mortgage raised its conforming loan limit to $845,000 for 1-unit homes in 48 states, effective immediately across retail and Rocket Pro. The new cap is 1.47% above the current 2026 limit of $832,750, and Rocket set $1,267,500 for Alaska and Hawaii ahead of FHFA’s November…...

3+ day, 1+ hour ago   (323+ words) Ocrolus integrated with Freddie Mac’s AIM Check API so lenders using Ocrolus Analyze can submit extracted income data to AIM earlier in origination. The goal is fewer manual touchpoints, earlier preapproval assessments and reduced data reentry. AI Summary Vertical AI…...